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持份土地貸款指的就是以產權不完整的土地，當作抵押品來申請貸款。簡單說，就是當你與其他人「共同」持有一塊土地，因此若想用這部分的產權來申請貸款，就是所謂的持份土地貸款。
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Economic and loans qualified Joel Larsgaard enjoys nerding out on The subject of personal finance with the mission of supporting others improve their monetary standing.
秘密通訊之限制─法院於破產宣告後，認為必要時，得囑託郵局或電報局將寄與破產人之郵件、電報送交破產管理人。帳簿記載之保全─破產宣告後，法院書記官應即於破產人關於財產之帳簿記明截止帳目。居住之限制─非經法院之許可，不得離開其住居地。人身自由之限制─法院認為必要時，得傳喚或拘提破產人。破產人有逃亡或隱匿、毀棄其財產之虞時，法院得管收之。執業之限制─受任律師、會計師、民間公證人等之限制。選舉權之限制─不得登記為公職人員候選人。
Economic and loans skilled Joel Larsgaard enjoys nerding out on the topic of non-public finance While using the mission of helping Other people increase their financial standing.
個人貸款利率，通常視為「一般成本」＋「機會成本」＋「信用風險」＋「變現力風險」
這點就顯得非常奇怪，因為照理來說連貸款方案都還沒出來，怎麼就會急著要求證件照片呢？
Should your loan is guarded with LoanProtector applicable insurance policies premiums will continue on to accrue. The accrued premiums might be gathered in the delayed payment, meaning a lot less of the payment are going to be utilized to lessen the theory volume of your loan. 2
我很推薦找尋財團法人法律扶助基金會協助，法律扶助不分國籍，即使是外國人或大陸地區人民，只要合法居住於臺灣(例如持合法簽證入台�?，並符合以下條件，就能來申請法律扶助：
在刑法中，幫助犯是指雖未直接實施犯罪行為，卻以提供工具、資金、情報等方式協助正犯實施犯罪的人。幫助犯屬於共犯的一種，與教唆犯一起合稱為從犯。一般來說，幫助犯的刑責往往低於正犯，但仍須承擔一定的法律後果。本文將由專業律師角度出發，深入解析幫助犯的定義、常見類型，以及可能面臨的刑罰。
If desire charges tumble, your payments will continue to be the exact same plus your amortization term will minimize, meaning you could pay off your loan quicker.
Jordan Tarver has expended seven several years covering house loan, particular loan and business loan material for primary fiscal publications including Forbes Advisor. He blends information from his bachelor's diploma in enterprise finance, his experience to be a leading perf...
網上貸款平台 ，繼承人、遺產管理人或遺囑執行人均有權向法院聲請對被繼承人進行破產宣告。這樣的制度設計，有助於保護債權人的權益，避免因被繼承人去世而導致債務無法獲得清償。透過遺產破產程序，可以對被繼承人的資產進行管理和變現，用以償還其生前所欠債務，維護債權人的合法權益。
「父債子還」這個概念在台灣社會中存在已久，許多人認為子女理所當然要為父母的債務負責。然而，隨著民法的修正，繼承債務的處理方式已有所不同。面對龐大的家庭債務，繼承人該如何應對？是否一定要承擔還債責任？本文律師將針對父債子還的法律規定進行解析，說明繼承債務的範圍和分擔方式！
List your complete readily available money such as wages, retirement, investments, and rental Homes. You aren't demanded to reveal profits that is alimony, kid guidance or separate routine maintenance Unless of course you should use that money to qualify for just a loan.
結餘轉戶貸款：用途是以較佳利率還清其他貸款，而非用作提供現金，但近年市面亦有可用作套現的結餘轉戶貸款。
向破產管理署署長提交「債務人破產呈請書」及「資產負債狀況說明書」，表格可在破產管理署網站免費下載；
署方或受託人會考慮破產人及其家庭的「合理需要」，從而將他的資產及收入之結餘分給各個債權人還債。所謂「合理需要」是指破產人的衣食住行、教育、醫療、入息稅支出及強積金供款等開支。
Your SSN is utilised solely to confirm your identification and make sure the integrity within your software. See our Privateness Coverage to view how we share your SSN with lenders. How can I realize that my SSN won't be compromised?
但如果放款機構非法設立或有惡意企圖，可能會在合約中設下陷阱，所以記得在簽訂任何合約前，務必仔細閱讀合約內容，避免掉入陷阱，造成爭議和麻煩。
Determined by the information furnished, We are going to connect you with among the list of lenders within our network. One Straightforward Kind
如果成功取得貸款，記得準時還款，一步步為自己「洗底」，重新建立良好信貸紀錄�?破產對工作的影響
大部分銀行均會列明申請貸款時，需要出示或上載身份證明文件（香港永久居民身份證、護照、工作簽證等）、入息證明文件、住址證明等。倘若申請稅務貸款，亦需要出示或上載稅單。上述文件均需符合銀行設立之限期內（有部分銀行只接受顯示過去一個月內發出之文件；亦有銀行接受三個月內，甚至更長期限）。出示或上載相關文件時，緊記資料準確及依照銀行的要求，否則有可能會延遲發放貸款，甚或拒絕借貸申請。
破產對工作的影響
不備存妥善的帳目 任何人如已被判定破產，而該人曾在緊接有關破產呈請提出當日之前兩年內的任何期間從事任何行業或業務，但在該整段期間內，以及如他曾於該破產呈請提出當日與破產令的日期之間的任何期間如此從事該行業或業務，則在該其後的整段期間內，他沒有備存妥善的帳簿，或沒有保存如此備存的所有帳簿，即屬犯罪，除非他證明在其營商或經營業務的情況下，該項不作為是誠實及可予寬宥的。
一站式專業噴畫服務，新增多種帆布款式，應有盡有，一天起貨，專人設計及安裝服務。
網購信用卡信用卡迎新優惠比較飛行里數信用卡學生信用卡八達通自動增設信用卡機場貴賓室信用卡
重建信用記錄 �?破產會損害債務人的信貸記錄，因此，所有債務都要準時還款，儘量減少負面紀錄。
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雖然申請破產看似是一種解決債務問題的方法，但其後果卻是深遠且複雜的。在考慮這一選擇之前，必須仔細評估所有潛在影響，包括資產被接管、收入受限、信貸記錄影響、出境限制以及職業選擇受限等方面。建議尋求專業法律意見，以確保做出明智且符合自身利益的決定。在面對財務困境時，有時候尋求其他解決方案，例如債務重組或與債權人協商，也許能夠更好地保護自己的財務狀況及未來發展。
Should your loan is safeguarded with LoanProtector applicable coverage rates will proceed to accrue. The accrued premiums are going to be collected from your delayed payment, meaning a lot less of your respective payment are going to be utilized to lessen the theory volume of your loan. two
破產人的資產將會繼續受管理，直至破產人的所有資產已分發給破產人的債權人以及破產人的受託人獲解除職務為止。破產人就該物業所佔的份額將會歸屬破產人的破產案受託人，受託人會嘗試出售破產人就該物業所佔的份額，並將售賣所得款項分發給破產人的債權人。
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本網站之資訊為一般性質。在考慮該等資訊時請結合您的目標、經濟情況和需求。
#個別客戶的利率或有差異，歡迎致電本行熱線了解。若您的貸款申請未能符合信貸評分及其他審批貸款的有關因素或要求，中國銀行（香港）有限公�?(「中銀香港�?會按個別情況作出批核，惟息率可能有所調整，中銀香港會於貸款正式批核後，通知您調整後之息率。貸款計算機上所顯示的計算僅供參考，客戶的實際還款責任將取決於每項中銀分期「易達錢」借款安排下的實際條款。
In order to be qualified to skip a payment, loan payments have to be updated As well as in great standing. Skipping a payment may perhaps result in extending the amortization period of the loan. In case you skip a payment plus your Loan is guarded with Loan Protector Insurance policy, the top quality (for your period of the skipped payment) is going to be collected from your upcoming typical payment. This means considerably less of the subsequent payment will probably be accustomed to reduce the principal degree of your Loan. If a payment is skipped for a fixed fee loan, desire will keep on to accrue and will be gathered when the next payment resumes.
生活開支的監管也相當嚴格。破產管理署會要求提供詳細的開支報告，以確保破產人不會在生活中進行奢侈消費。例如，購買奢侈品、外出就餐或度假等行為都可能被視為不合理開支，因此需要謹慎處理。在這種情況下，許多破產人發現自己不得不過著簡樸的生活，這對他們的心理和情感健康造成了影響。
關於中銀分期「易達錢�?中銀分期「易達錢」結餘轉�?「貸合適」稅務貸�?百分百擔保個人特惠貸款計劃/百分百擔保個人特惠貸款計劃（適用於業主申請)之條款及細則及分期貸款產品資料概要修訂的通告
The rate commonly revealed by banks for saving accounts, funds market accounts, and CDs would be the annual percentage yield, or APY. It is vital to know the distinction between APR and APY. 債務舒緩成功率 in search of loans can work out the particular fascination compensated to lenders dependent on their marketed charges by using the Interest Calculator. To learn more about or to carry out calculations involving APR, remember to check out the APR Calculator.
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獲解除破產後，破產人不可取回所有財產，雖則破產解除後，表示破產人已不再是破產人，不再受限於法例對破產人施加的限制和責任；但所有已歸屬破產人的受託人的財產將繼續歸屬破產人的受託人，破產人的受託人將繼續為債權人的利益管理破產人的破產產業。
在日常生活方面，生活要盡量簡樸，債務人不得購買高價商品。除非有充份理由，否則破產人一般都不可以乘坐的士（除非有充份理由）、申請貸款、買車、買樓、投資基金、購買名貴物品等，亦不可以為破產前已簽訂的人壽或儲蓄保險保單供款。如有需要，破產管理署的職員有機會前往破產人的居所進行檢查。
為了獲得貸款，借款人鎖定他們選擇的抵押品，這些抵押品作為擔保形式保存在智能合約中。抵押品的價值決定了借款人可以獲得的最大貸款金額。
Please be conscious that after you click the website link and open a completely new window within your browser, you can be subject matter to your phrases of use and privacy policies from the third party Site that you're going to visit.
稅貸是私人貸款的一種，但針對需要交薪俸稅的人士，故只要有稅單就能申請，且利息往往是所有貸款中最低的。因其貸款用途並不限於交稅，且貸款額往往亦可以高達月薪十多倍，因此不少打工一放族都會申請稅貸，在交稅之餘亦作清卡數及其他用途。
Unsecured loans commonly attribute higher interest prices, reduced borrowing boundaries, and shorter repayment terms than secured loans. Lenders may from time to time need a co-signer (a one who agrees to pay for a borrower's personal debt whenever they default) for unsecured loans Should the lender deems the borrower as risky.
Fast Loan Direct highlights the necessity of an unexpected emergency fund and fast money options for fast requires.
一般貸款主要成本，除了利息之外，就是手續費。私人貸款手續費通常分兩種，一種是貸款時一筆過收取，另一種是每月支付。並非所有貸款都有手續費，但部分貸款會將整體成本分成利息與手續費，變相令利息降低，做成「低息」假象，有利宣傳用途，但其實對借貸人來說成本並沒有減少。因此貸款應該要同時注意利息、手續費與回贈，才能計算出最低借貸成本。
Other consumers will get a loan in four Doing work days subject to documentation and verification According to bank’s necessity.
利息是指借款人為取得資金使用權而向貸款人支付的報酬，它是資本（即貸出的本金）在一定期間內的使用價格。在民法中，利息是本金的法定孳息。
Compound desire is interest that's earned not merely within the Original principal and also on gathered curiosity from former durations. Frequently, the more routinely compounding occurs, the higher the total amount of money thanks to the loan.
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正所謂「人有三衰六旺」，每個人在財務上總會有順境及逆境，而在逆境時往往需要以借貸度過難關。「有借有還真君子」，借錢並不一定是負面的事，只要借貸得宜、依約還款，除了能解決突發的周轉問題，更可建立自己的信譽（如信貸評分）。在本港，正當的借錢途徑有很多，各有好處與壞處，以下為大家略作探討。
結果事後才知道，原來是因為那位業務拿著客戶的證件照片，私下去做其他動作，因此從這件事情我們可以知道，除了貸款方案的本身比較外，公司的挑選也是相當重要的一環。
高級公務員、醫生、社工、教師等薪高糧準、重視操守及穩定性高的職業，往往被銀行視為優質客戶，並相信他們借取私人貸款後，比較大機會能準時還款，每每能向他們批出不俗的貸款利率（當然個別申請人的信貸評級亦是主要考慮因素），甚至推出專門為他們而設的貸款優惠。此外，銀行亦會為員工提供專屬優惠貸款計劃。借錢時，可留意是否有適合您職業的貸款優惠。
如果您認為匯率會上漲，您可以開啟一個‘買入�?倉位。相反，如果您認為匯率會下跌，您可以開啟一個‘賣出’倉位。
In the event you use on-line, you’ll get a right away decision and, if suitable, can digitally signal your loan agreement with us. We’ll then use Faster Payments to send out the money on to your banking account.
You should be conscious that any time you click on the hyperlink and open up a brand new window with your browser, you can be topic to the phrases of use and privacy policies of your third party Web-site that you'll be likely to visit.
破產會影響家人嗎�?一般情況下，破產令不會要求破產人的家人共同承擔債務，家人並不會受破產人的破產影響。
數分鐘即可申請帳戶，在您做好準備進行更高水準的操作前，使用我們的免費無限類比帳戶，進行交易實踐。
With only one, very simple kind, you could entry a network of lenders featuring more choices to meet your preferences. Full the form in minutes from the comfort and ease of your private home, and when accredited, appreciate future-day immediate deposit ideal into your account.
有關利率的風險——國�?地區的利率政策對其匯率有重大影響。如果該國家/地區的利率上漲或下跌，其貨幣通常會因此而漲跌。
Although our details is thoroughly researched, It's not at all meant being taken as legal or Qualified information or to be a assurance. It is intended to be used for typical details reasons only.
As talked about, lenders think about the assets’s LTV ratio when setting home loan costs. The greater you put towards your down payment, the decreased your LTV, which in turn lowers your interest price. Aiming for twenty% can also conserve you money on the expense of private home loan insurance policies.
Explore your likely loan quantity in just a couple clicks. By filling out our swift and easy variety, you’ll be related using a lender who can present the funds you will need. Completely ready to determine? Simply click 'Get rolling Now' and choose the first step towards securing your individual loan. Begin Now
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客戶服務部份則是會比較取決於平台提供的品質，有些平台的服務提供可說是相當到位，不只能及時解決反應問題，在諮詢方面也都是非常全面。
With our loan calculator, you will discover out what your repayments may appear like, and also the desire you could turn out spending.
This Examination is important for precisely comprehension a brand name's visibility, reliability, and authenticity. We then align the Instrument's score with our 0-10 rating technique to get a precise analysis. If we won't obtain a score from this tool, Fund.com's Whole Score will count exclusively around the TrustPilot rating.
Lenders make use of your social security selection to validate your identification. It is important that you enter your valid social safety selection. Lenders will reject applicants whose info they cannot validate.
本網頁所顯示之價格因應產品種類及出發日期而有所不同，不包括任何稅項、燃油附加費、行政費、簽証費、服務費(旅行團適�?及其他應繳費用
恆生借貸 use your Social Protection selection to validate your identification. Getting into a valid amount is critical, as unverifiable information will lead to rejection. What will my SSN be utilized for?
破產後果主要達至兩個目的：第一個破產好處是為負債累累的人士提供一個新的開始，只要遵守相關的法例和規則，欠債人的許多債務都可以通過破產來抵銷。而申請破產的第二個目的是為債權人提供平等待遇，允許債權人根據債務人可以支付的金額而收回部分欠款。
所有經此申請渠道申請的分期貸款，只提供非紙張形式條款及細則，如有需要可到分行索取有關資料的紙質版本。
有關利率的風險——國�?地區的利率政策對其匯率有重大影響。如果該國家/地區的利率上漲或下跌，其貨幣通常會因此而漲跌。
「文里補習班」開課啦！用方便取得的罐頭與菇類，端出一道香噴噴又營養的料理
立即開始交易 嘗試免費模擬 瞭解獎金和推廣活動！ 需要幫助嗎？
Fast Loan Immediate highlights the importance of an unexpected emergency fund and fast monetary answers for immediate requires.
這種限制對於需要出差或有家庭在海外的人來說尤其困難。在某些情況下，即使是短期旅行也需要提前做好計劃，以避免違反法律規定。因此，在考慮申請破產之前，有必要仔細評估自己的旅行需求以及如何應對潛在的法律限制。
由此可見，想借低息私人貸款，並確保申請過程順利，最佳方法是維持良好信貸記錄，並選擇用銀行作為您的貸款機構。
其他人士作出的任何言行及商業活動，與本協會無關，任何有關此等的投訴，引致損失，本協會亦不會處理，敬請見諒。
「鈔優貸」秉持著專業、負責、同理心，希望能服務更多急需資金或債務重整客戶，協助多數人可以因幫助而找到出口，並建立新生活、新人生！
破產對工作的影響
介紹易借易批私人貸款方法前，我們先為「易借易批私人貸款」下簡單定義。能被稱之為「易借易批」的貸款產品，應具備以下部份或全部特色：
Following a borrower concerns a bond, its worth will fluctuate based on interest prices, market place forces, and all kinds of other elements. Even though this does not change the bond's price at maturity, a bond's marketplace selling price can nonetheless differ for the duration of its life span.
Yes. This can be performed 6 months within the day you took the First loan. A superb repayment history is also necessary and we could work with you on this.
應該選擇私人分期貸款、循環貸款還是其他產品？ expand_more 循環貸款的貸款額一般較私人分期貸款低，而且利息也較高，但相對較靈活，讓你可以隨時在所批貸款額內提取金錢，就算提早還款也沒有罰款，適合需要短期貸款，或者經常需要借貸周轉的人。分期貸款的貸款額較高，但由於要定時定額還款，彈性相對較低。如果你打算為個人計劃準備足夠資金，也希望在財務規劃上有更準確的預算和明確的還款目標，那分期貸款便是較適合你的選擇。
The once-a-year charge of fascination is the amount of fascination which will be billed on your own loan, to be a share of the amount you owe, around a calendar year.
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Whether it's a new or 2nd-hand car, a private loan can assist you purchase your vehicle for those who don’t contain the money up entrance.
有業主會認為從貸款額先扣減現金回贈會變相失去吸引力，但其實回贈只是換了個形式。 aeon借貸 ，按揭利息亦會變相減少，反而獲得更多好處。
雖然申請破產看似是一種解決債務問題的方法，但其後果卻是深遠且複雜的。在考慮這一選擇之前，必須仔細評估所有潛在影響，包括資產被接管、收入受限、信貸記錄影響、出境限制以及職業選擇受限等方面。建議尋求專業法律意見，以確保做出明智且符合自身利益的決定。在面對財務困境時，有時候尋求其他解決方案，例如債務重組或與債權人協商，也許能夠更好地保護自己的財務狀況及未來發展。
審核通過後，借款資金轉入借款人帳戶。這些資金通常採用加密貨幣或穩定幣的形式。
這些活動透過利用區塊鏈網路上的智慧合約的去中心化平台進行，從而消除了對中介機構的需求。在這種去中心化和透明的環境中，加密貨幣借貸為個人提供被動賺錢機會，並為借款人提供流動性，所有這些都以無縫和高效的方式進行。
The APR is calculated in the once-a-year amount of desire as well as any upfront costs. It will give you a means to compare the price of different loan and credit history offers.
Our loan calculator allows you work out the amount you can be expected to pay for back every month on our present headline charges, by taking a look at things such as simply how much you’d prefer to borrow as well as size of your loan.
Jordan Tarver has spent 7 years masking home finance loan, particular loan and business enterprise loan information for main monetary publications such as Forbes Advisor. He blends awareness from his bachelor's diploma in business finance, his working experience being a major perf...
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Offering an employer cell phone number noticeably will increase your odds of getting a loan. In case you are on Positive aspects, You should utilize the telephone number of the government Place of work that gives your Rewards. Enter Employer Mobile phone
256-bit encryption technological know-how scrambles your SSN into a code so advanced that it might take billions of years for even the strongest personal computers to decrypt without the critical.
借據，它只是一個必要的舉證工具之一，重點還是在於是否有符合國稅局的那五大原則。
Lenders are normally hesitant to lend large quantities of income with no assurance. Secured loans lower the chance of the borrower defaulting given that they chance getting rid of whatever asset they set up as collateral.
高級公務員、醫生、社工、教師等薪高糧準、重視操守及穩定性高的職業，往往被銀行視為優質客戶，並相信他們借取私人貸款後，比較大機會能準時還款，每每能向他們批出不俗的貸款利率（當然個別申請人的信貸評級亦是主要考慮因素），甚至推出專門為他們而設的貸款優惠。此外，銀行亦會為員工提供專屬優惠貸款計劃。借錢時，可留意是否有適合您職業的貸款優惠。
破產者在破產期間，不得擔任公司董事或參與業務管理，亦不得從事部分行業和職業：
想要了解為什麼，你就必須知道國稅局判斷「借款」和「贈與」的原則有哪些。
破產程序一旦開始，破產人士於破產令生效期間不能從事特定專業職業，例如律師、保險、地產和證券商等，其持有的相關專業牌照亦可能被吊銷，即使破產令完結也未必能夠再度執業。若破產人士為公務員，破產管理署會直接通知破產人士所屬部門的主任秘書、公務員事務局以及庫務署，破產期間升遷或因此受限。更重要的是，破產人士不可出任有限公司董事或參與公司管理，換句話說，從此與做生意、做老闆基本無緣。
生活開支的監管也相當嚴格。破產管理署會要求提供詳細的開支報告，以確保破產人不會在生活中進行奢侈消費。例如，購買奢侈品、外出就餐或度假等行為都可能被視為不合理開支，因此需要謹慎處理。在這種情況下，許多破產人發現自己不得不過著簡樸的生活，這對他們的心理和情感健康造成了影響。
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Uncover your possible loan amount in just a couple clicks. By filling out our quick and straightforward type, you’ll be related which has a lender who can offer you the money you'll need. Completely ready to understand? Simply 私人貸款申請 'Get Started Now' and acquire the initial step toward securing your own loan. Get rolling Now
稅貸是私人貸款的一種，但針對需要交薪俸稅的人士，故只要有稅單就能申請，且利息往往是所有貸款中最低的。因其貸款用途並不限於交稅，且貸款額往往亦可以高達月薪十多倍，因此不少打工一放族都會申請稅貸，在交稅之餘亦作清卡數及其他用途。
為甚麼銀行借錢利息會比財務公司低？ expand_more 銀行貸款利息一般比財務公司低，原因是和資金來源及其風險管理有關。銀行的資金源自大量的公眾存款，因此資金成本低，所以銀行貸款利率亦有空間調低，以吸引客戶申請貸款。除此之外，銀行批出貸款前會參考客戶的信貸評級，減低出現壞帳的機會，所以銀行可以以低息批出貸款。
許多詐騙團夥往往趁著民眾迫切需要貸款，對貸款程序不甚了解的心理，進而騙取他們的金錢。
If a payment is skipped for a variable amount loan, the unpaid accrued fascination along with the desire within the Component of the principal that went to payment in the skipped Loan Protector top quality will likely be included to your loan principal equilibrium (‘’Combined Total’�? Therefore raising the principal sum exceptional in your loan. Desire, with the interest rate from the loan, is billed within the Put together Volume until eventually it can be paid in total. You might repay the skipped payment Anytime.
與其煩惱「借錢邊間好」，選擇適合自己的貸款類別更重要。私人分期貸款是較熱門及容易申請的貸款產品，但其實市場上有很多不同貸款產品，宜多了解不同貸款的特性，找出最適合自己的。分期貸款以外常見的貸款類別包括：
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最後，申請人需向破產管理署署長提交兩份文件副本：呈請書的蓋印副本和資產負債狀況副本。
WARNING: This comparison fee applies only to the example or illustrations specified. Unique quantities and phrases will final result in various comparison prices.
Secured loans frequently have a greater potential for acceptance in comparison to unsecured loans and generally is a greater choice for individuals who wouldn't qualify for an unsecured loan,
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A house mortgage loan is a loan applied to get real estate property, usually a Major residence. These loans may also be used to acquire an investment house, which the customer can use as A further earnings source.
但這時反而需要絕對的冷靜，千萬別隨意找個不合法的民間管道來借貸，病急亂投醫的代價很可能就是讓這筆債務，滾成無法彌補的債務雪球。
In order to qualify for the lowest home loan rates, stick to these strategies To place the chances with your favor:
Payment split Take a payment crack From time to time it can really go ahead and take pressure off when there's no need to start repaying your loan straight away, particularly when you've additional charges to cover.
Zero-coupon bonds never pay curiosity instantly. As an alternative, borrowers market bonds in a deep discounted to their encounter benefit, then pay out the facial area value if the bond matures. Customers must note the calculator earlier mentioned runs calculations for zero-coupon bonds.
This type of loan is never produced except in the form of bonds. Technically, bonds run in another way from a lot more typical loans in that borrowers generate a predetermined payment at maturity.